1st 30 Days - FREE Credit Program
STEP 1: Credit Consultation
Be sure to gather all questions you may have pertaining to your credit. You can even have credit reports ready if you wish! The more information we have, the more detailed will your consultation be!
STEP 2: Enrollment Process
During your enrollment process we would discuss all things revolving around your specific credit standing. We can come up with a game plan for you tailored to your financial success!
STEP 3: Prepare For FREEDOM!
After your program completion, not only will we leave a long lasting impression you will not soon forget, but you would have been educated you on what the best options to move forward is!
In Partnership With:
Community Credit Enhancement Program
Listen To Our CEO Explain The Program!
Our Forever Freedom Credit Transformation process has helped thousands of people achieve their goals! They were once like you, now their story is a success story.
Here's a list of what the program includes...
- DECADE “Rapid Removal” Credit Strategy! (Designed to Restore credit in 4 Rounds or less!)
- Credit Restoration from Three Major Bureaus (Equifax, TransUnion, Experian)
- DECADE / Consumer Direct Score "Tracker" Credit Management Tool
- DECADE / Consumer Direct Score "Builder" Credit Management Tool
- DECADE / Consumer Direct Score "Master" Credit Management Tool
- DECADE / Consumer Direct Money Manager Personal Finance Tool
- Credit Repair University Education & Training Materials
- Personal Credit Management Team
- Credit Builder University: Email & Text Material Campaign
- Monthly Credit Audit Reports (New Custom Strategies For difficult credit items)
- 24/7 Access To The DECADE Client Solutions Hub
DECADE literally gave me a fresh start. Before, I was stressed out and exhausted from being turned down from lender to lender. As of now, I am currently in the final phase of purchasing a new home.
In just one month of doing business with them, my credit went up 40 points and I am sure it's going to rise some more!
DECADE was able to get a huge Judgement deleted. Due to DECADE's response to the collection saving me over $10,100.. I finally qualified for a Mercedes Benz!
What is the Forever Freedom Program?
It's our FIRST 30 DAY FREE Community Credit Enhancement Program for Challenged Families.
DECADE is committed to Helping ANY consumer achieve FREEDOM from debt & poor finances!
Here's a list of what the program includes...
- DECADE “Rapid Removal” Credit Strategy! (Designed to Restore credit in 4 Rounds or less!)
- Credit Restoration from Three Major Bureaus (Equifax, TransUnion, Experian)
- DECADE / Consumer Direct Score "Tracker" Credit Management Tool
- DECADE / Consumer Direct Score "Builder" Credit Management Tool
- DECADE / Consumer Direct Score "Master" Credit Management Tool
- $1 MILLION Identity Fraud Policy
- DECADE / Consumer Direct Money Manager Personal Finance Tool
- Credit Repair University Education & Training Materials
- Personal Credit Management Team
- Credit Builder University: Email & Text Material Campaign
- Monthly Credit Audit Reports (New Custom Strategies For difficult credit items)
- 24/7 Access To The DECADE Client Solutions Hub
"Correcting The Past"
- Removal of Negative Items
Consumer Dispute letters are sent out on a client's behalf to address the issue of "Inaccuracy, Fairness, Verifiability, and Substantialness." That main piece of legislation that is used is The Fair Credit Reporting Act
- Maintaining what's currently on the credit report.
I know it sounds redundant, HOWEVER most consumers fail at paying their bills on time! This type of behavior has huge negative impact on your credit report. Other contributing factors are "Credit Card Usage %," "Types of Credit Accounts (Too many loans or too many credit cards) and AGE of a credit account.
- Adding new credit items to the credit profile
Many new consumers don't recognize the importance of adding credit accounts to their profile in order for their AGE to build over time. This is why we recommend for clients to add at lease TWO CREDIT ACCOUNTS during the time they are participating in their progam.
- Difficulty getting approved for an apartment
Many people don't realize landlords check credit before approving a rental application. Having bad credit can make it much more difficult to rent an apartment or house. You may need to put down a higher deposit, or may get rejected altogether.
- Defeating the Debt of Divorce
If you've recently been through a divorce — or are contemplating one — you may want to look closely at issues involving credit. Understanding the different kinds of credit accounts opened during a marriage may help illuminate the potential benefits —and pitfalls — of each.
- Know your rights with Debt Collection
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. Reputable credit counseling organizations employ counselors who are certified and trained in consumer credit, money and debt management, and budgeting. Those organizations that are nonprofit have a legal obligation to provide education and counseling.
You are MORE than a Credit SCORE!
Financial Education is far more than just fixing some negative items on a credit report!
Its about understanding how "money" truly functions so that you can leverage it to create the success YOU DESERVE!
We hope you enjoy the information provided on this page and Thank you for letting us be of service!
Financial Solutions for ANY level of Financial Challenge !!
- Late payments
- Repossessions
- Bankruptcy
- Collections
- Identity Theft
- Student's loan
- Identity Theft
- Student loans
- Medical Bills
- Child support
- Judgements
- Medical Bills
- Child support
- Judgement
"Addressing The Present"
Our Forever Freedom Program Participants Get access to one of our most powerful credit tools...
Smart Credit
Best of all..
It's Free FOR YOU!
Score Tracker
Become the "tracker" of all things credit with this nifty tool. See all your different types of credit scores and see how they're progressing. See how your scores change over time to get a better understanding.
Score Builder
ScoreBuilder™ creates a personalized 120-day plan to help you understand what is hurting and helping your credit score. View your negative accounts weighing down your score and take action to take care of them
Score Master
ScoreMaster® has your money, credit and identity in one place with Action buttons and score tools. Know how much to pay and when. Know the optimal time to apply for a credit card, auto loan, mortgage or other credit.
You will finally be able to:
- Buy a new home.
- Qualify for the best credit cards, loans etc.
- Purchase that dream car.
- Get the peace of mind that you deserve!
- How to know THE EXACT steps to eliminate ALL the negative marks on your credit report within 150 days or less!
- It is now easier than ever to "Track" all your scores with simple charts or in-depth information.
- See exactly what is helping or hurting your credit score. "Build" your 120-Day Plan to a better score.
- Be the "Master" of your credit score! Use ScoreMaster® before you apply for credit, make payments or spend money.
Need to Chat with a Team Member?
Step 1
Schedule a Consumer Credit Consultation to discuss your needs & get an update on your progress!
Step 2
Bring a Pen & Paper to the appointment because we will break down your entire credit situation!
Step 3
Take your Action Plan and put it to work to get the best results possible!
What You’ll Do Before the Call
Be sure to gather all questions you may have pertaining to your credit. You can even have credit reports ready if you wish! The more information we have, the more detailed will your consultation be!
What Happens During the Call
During your consultation we would discuss all things revolving around your specific credit standing. We can come up with a game plan for you tailored to your financial success!
What Changes After the Call
After our call, not only will we leave a long lasting impression you will not soon forget, but we would have educated you on what the best option to move forward is!